{"id":8082,"date":"2022-10-06T10:54:31","date_gmt":"2022-10-06T08:54:31","guid":{"rendered":"https:\/\/sspayment.com\/?page_id=8082"},"modified":"2024-02-23T11:59:43","modified_gmt":"2024-02-23T09:59:43","slug":"direct-debit","status":"publish","type":"page","link":"https:\/\/sspayment.com\/en\/means-of-payment-diversity\/direct-debit\/","title":{"rendered":"Direct debit"},"content":{"rendered":"
\n
\n
\n \"\"\n <\/div>\n <\/div>\n
\n
\n
\n

Digitalise your direct debit payments with SAFEDEBIT<\/h1>\n

Digitise and guarantee the collection of your payments in complete security.<\/span><\/h2>\n

As a remote or in-store merchant, offering direct debit payment is an opportunity that deserves consideration.<\/strong>\u00a0This is why we created the SAFEDEBIT<\/a> solution.<\/p>\n

This uncapped payment<\/strong> method makes it possible to pay substantial amounts. In addition, it is also ideal for different payment methods (payments in full, payment by instalments, deferred payments, recurring payments, trade accounts, and security deposits). It optimises long-term relationships between a debtor and seller.<\/p>\n

Should a direct debit be rejected, SAFEDEBIT includes a payment guarantee which means the merchant will receive 100% compensation.<\/p>\n

Test the solution<\/strong><\/a><\/p>\n\n <\/div>\n <\/div>\n

\n
\n \"SAFEDEBIT,\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n\n\n\n
\n
\n
\n

What are the stages of SEPA Direct Debit mandate management?<\/span><\/h2>\n

\n\n <\/div>\n <\/div>\n

\n
\n
\n
\n
\n
\n
\n Step 1: Generate the mandate<\/span>\n
\n
\n

Amongst other things, SEPA mandate generation includes mandatory information such as the payer’s IBAN, the SEPA Creditor Identifier (SCI), the payer’s first and last name, the beneficiary’s name etc.<\/p>\n\n <\/div>\n <\/div>\n <\/div>\n

<\/div>\n <\/div>\n <\/div>\n
\n
\n
\n Step 2: Electronic signature<\/span>\n
\n
\n

The electronic signature through a One Time User (OTU)<\/strong>. This is sent directly to the payer’s mobile phone. A link inviting them to sign their mandate can also be sent by email.<\/p>\n\n <\/div>\n <\/div>\n <\/div>\n

<\/div>\n <\/div>\n <\/div>\n
\n
\n
\n Step 3: Mandate archiving<\/span>\n
\n
\n

Archiving with probative value<\/strong>: this makes it possible to respond to any disputes.\u00a0The direct debit mandate is valid for 36 months<\/strong> and is automatically renewable for the same duration following each transaction.<\/p>\n

 <\/p>\n\n <\/div>\n <\/div>\n <\/div>\n

<\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
\n
\n
\n
\n

Once these steps are completed, the SEPA direct debit mandate<\/strong> gives you the right to adjust the payment deadlines. This mandate is valid for 36 months after the last operation.<\/p>\n

Whatever your remote sales channel, (online or in-store), SAFEDEBIT digitises and facilitates the entire subscription process during direct debit payments<\/strong>. Thanks to our direct debit payment solution, recovery of the IBAN and electronic signature of the direct debit mandate are simplified for the customer.<\/p>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n\n

\n
\n
\n \"Paiement\n <\/div>\n <\/div>\n
\n
\n
\n
\n

How does online direct debit payment work?<\/strong><\/h2>\n

You manage all your payments via our simplified back-office feature. You can benefit from full visibility for each transaction.<\/p>\n

    \n
  1. The customer goes to the merchant’s site.<\/li>\n
  2. After choosing their items, they then proceed to payment.<\/li>\n
  3. The customer chooses\u00a0SAFEDEBIT<\/strong><\/a>\u00a0as their online SEPA payment method.<\/li>\n
  4. They then determine if they want to pay now, later, or in instalments.<\/li>\n
  5. The customer provides their personal details and IBAN number;<\/li>\n
  6. They then receive a 4-digit SMS code to secure their transaction and sign a direct debit mandate.<\/li>\n
  7. Payment is validated, secured, and guaranteed.<\/li>\n<\/ol>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n\n
    \n
    \n
    \n \"Paiement\n <\/div>\n <\/div>\n
    \n
    \n
    \n
    \n

    How does direct debit payment work in shops or remotely?<\/strong><\/h2>\n
      \n
    1. The customer wishes to pay for their purchases.<\/li>\n
    2. The merchant connects to their SAFEDEBIT interface.<\/li>\n
    3. They then select the customer\u2019s desired payment method (pay now, later, or in instalments).<\/li>\n
    4. They provide the customer\u2019s personal details and IBAN number.<\/li>\n
    5. The customer receives a 4-digit code by SMS and communicates it to the merchant as a means of signing the direct debit mandate.<\/li>\n
    6. Payment is validated, secured, and guaranteed.<\/li>\n<\/ol>\n

      Contact SSP to start<\/strong><\/a><\/p>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n\n

      \n
      \n
      \n \"Garantie\n <\/div>\n <\/div>\n
      \n
      \n
      \n
      \n

      Direct debit payment guarantee<\/strong><\/span><\/h2>\n

      The \u201cpayment guarantee service\u201d option<\/strong><\/span><\/h3>\n

      To help merchants identify fraud during SEPA direct debit payments (IBAN fraud, digital theft, etc.)<\/strong>, SSP offers a unique market solution.\u00a0Our real-time service offers payment and 100% compensation in the event of non-payment.<\/p>\n

      SAFEDEBIT means you can put aside the complex debt collection<\/strong> management process and focus on your core business.<\/p>\n

      Thanks to the combination of our fraud detection and scoring systems, which incorporate the latest Big Data and machine learning technologies, you benefit from comprehensive coverage to secure your turnover<\/strong>.<\/p>\n

      IBAN controls, transactional risk analysis and payer digital profiling are the fundamentals of optimal payment security.<\/p>\n

       <\/p>\n

      Find out more<\/a><\/strong><\/p>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n

      \n
      \n
      \n \n <\/div>\n <\/div>\n<\/section>\n\n\n\n
      \n

      Security process & guarantee<\/h3>\n
      \n
      \n

      The implemented solution guarantees direct debits and adheres to the following principles:<\/p>\n